Personal finance

Personal vehicle finance provides an easy and accessible way of driving a new vehicle over an agreed period of time in return for a monthly payment and an agreed initial payment.


There are two types of vehicle agreement in which Lombard Vehicle Solutions can support you: Personal Contract Hire (PCH) and Personal Contract Purchase (PCP).


Personal Contract Hire allows you to lease a brand new vehicle. You'll pay the initial rental followed by fixed monthly rentals for an agreed period of time. At the end of the lease period the vehicle is returned to us.


Personal Contract Purchase is a finance agreement where an advanced payment will be made at the start of the agreement, followed by fixed monthly payments for an agreed term.


The main difference between PCP and PCH is that with PCP you have the option to make an 'Optional Final Payment' at the end of the term, allowing you to keep the vehicle.

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