Personal Contract Hire

Special Offers

Business

Personal

What is Personal Contract Hire (PCH)?

Personal Contract Hire leasing agreements are an affordable way to drive a brand new vehicle. The underlying contract is a regulated hire agreement where you agree to pay a monthly rental plus VAT for a period of time to use the vehicle.

How does it work?

Lombard Vehicle Solutions set a future re-sale value of the vehicle, which is based upon the anticipated mileage and the term of the agreement. This is then deducted from the discounted cash price of the vehicle. The payments are based on the difference with interest payments included. At the end of the agreement you simply return the vehicle, leaving you free to lease another vehicle should you wish.

Drivers, therefore, only pay for the proportion of the car's life that is used, thereby reducing the monthly payment. The vehicle is then simply handed back at the end of the contract and, assuming it is returned in a condition commensurate to its age and mileage, it has a full service history and that the agreement mileage has not been exceeded, there is no further payment to make. There is no option to own the vehicle at the end of the agreement.

Make an enquiry

What are the benefits of Personal Contract Hire?

Fixed monthly rentals for easier budgeting
Flexible choices for agreement term and mileage
No risk of depreciation to you as we own the vehicle
Optional maintenance packages
Road Fund Licence included

What else do I need to take into consideration?

You must be over 18 years old
Vehicles are leased for private use
Early termination will incur a penalty fee
Excess mileage will be charged additionally as set out in the terms of the agreement
You'll need to organise fully comprehensive insurance for the vehicle

How can Lombard Vehicle Solutions make a difference to your business?

Offering intelligent, forward-thinking and flexible vehicle funding solutions to meet your requirements
We work in collaboration with ALD Automotive’s innovative products and award-winning support services
Team of trusted experts
Utilising ALD Automotive's 60 years of experience combined with the asset experience of Lombard
Delivering an experience we're proud of to all our customers

Order vehicles in 3 simple steps:

Tell us what you're looking for

Submit an enquiry and our expert support team will get back to you shortly to discuss your tailored quote. Once your business is accepted for finance, simply place your order.

Pick a date for delivery

We'll send you the paperwork to check, sign and return, before the dealership contacts you to arrange a convenient time to drop your vehicle off.

Get on the road to success

Accept delivery and enjoy your new vehicle. At the end of your agreement, simply hand it back with nothing more to pay, subject to the vehicle’s condition in line with its age, mileage and use.

How information about you may be used

We can send you updates about your enquiries as well as Special Offers we think may be of interest to you. We know receiving too many communications can be a nuisance so we’ll make sure they are kept to a minimum.

ALD Automotive Ltd trading as Lombard Vehicle Solutions is a product solution provided for Lombard North Central PLC. We store, process and use any data you share with us securely. We don’t share data for marketing purposes with any other company. In the future, if we need to change the way we use your data, we’ll contact you to let you know about the change and to ask for your permission.

If you want to receive these updates, please select how you would like them to be sent.

Landline and mobile phone calls to numbers beginning 03, cost the same as a call to a standard “01” or “02” landline number.

* Landline and mobile phone calls to numbers beginning 03, cost the same as a call to a standard “01” or “02” landline number.

These calls will be included in any inclusive or free minutes you may have.

Special Offers

BMW X5 5 Door xDrive30d Xline

BMW X5 5 Door xDrive30d M Sport

BMW X5 5 Door xDrive40i Xline